Many employees wonder whether they can claim the costs for their bank account in their tax return. Here’s what you need to know.
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As an employee, you can deduct a flat rate of 16 euros per year for bank account fees.
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No proof is required for this flat rate.
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Higher job-related fees must be supported by documentation.
🚀 Your Guide
Can I deduct bank account fees?
Yes. If you are an employee, you can declare your bank account fees as income-related expenses in your tax return.
Usually, claiming a flat rate is sufficient – you do not need to submit individual account statements or receipts.
How high is the flat rate?
The legislator has set a flat rate of 16 euros per year for bank account fees.
➡️ This flat rate is usually automatically recognized by the tax office without the need for proof.
💡 Note: The flat rate applies regardless of the actual amount of your bank account fees.
Where do I enter the bank account fees in the app?
In the Taxfix app, you can enter your bank account fees as follows:
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Go to the category “Job”.
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Select “Other Costs”.
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Choose the option “Bank Account Fees”.
➡️ Usually, you simply enter the flat rate amount of 16 euros.
When can a higher amount be claimed?
If you have higher bank account fees, you can claim them. However, it is important that they are job-related.
If private transactions are also conducted through your salary account, there is no complete professional relevance. In this case, you must split the bank account fees into a professional and a private share.
➡️ If requested, you must prove the higher fees to the tax office with appropriate documentation (e.g., account statements).
💡 Note:
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If your actual fees were lower than 16 euros, you can still claim the flat 16 euros.
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The tax office usually accepts this amount without further questions.
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